State Bank of India — MALOYA Branch

CHANDIGARH, CHANDIGARH

IFSC Code SBIN0051404
MICR Code 160002199

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name MALOYA
IFSC Code SBIN0051404
MICR Code 160002199
SWIFT Code N/A
Address STATE BANK OF INDIA 91 VPO MALOYACHANDIGARHPIN 160025
City CHANDIGARH
District CHANDIGARH
State CHANDIGARH
Contact Number +919779586372

How to Use SBIN0051404 for Money Transfers

The IFSC code SBIN0051404 is specifically assigned to the MALOYA branch of State Bank of India located in CHANDIGARH, CHANDIGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0051404 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0051404 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0051404 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India MALOYA Branch

The MALOYA branch of State Bank of India is situated in CHANDIGARH, CHANDIGARH. The branch address is STATE BANK OF INDIA 91 VPO MALOYACHANDIGARHPIN 160025. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919779586372. Always use the IFSC code SBIN0051404 when making any online fund transfer to an account held at this branch.

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