State Bank of India — PHAGWARA P AND SB Branch
KAPURTHALA, PUNJAB
Available Services
Branch Details
| Bank Name | State Bank of India |
|---|---|
| Branch Name | PHAGWARA P AND SB |
| IFSC Code | SBIN0050707 |
| MICR Code | 144002206 |
| SWIFT Code | N/A |
| Address | BANGA ROAD PHAGWARA DISTT KAPURTHALA |
| City | KAPURTHALA |
| District | PHAGWARA |
| State | PUNJAB |
| Contact Number | 266020 |
How to Use SBIN0050707 for Money Transfers
The IFSC code SBIN0050707 is specifically assigned to the PHAGWARA P AND SB branch of State Bank of India located in KAPURTHALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SBIN0050707 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0050707 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0050707 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About State Bank of India PHAGWARA P AND SB Branch
The PHAGWARA P AND SB branch of State Bank of India is situated in KAPURTHALA, PUNJAB. The branch address is BANGA ROAD PHAGWARA DISTT KAPURTHALA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 266020. Always use the IFSC code SBIN0050707 when making any online fund transfer to an account held at this branch.
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