State Bank of India — JOHAL Branch

OIU, PUNJAB

IFSC Code SBIN0050460
MICR Code 144002882

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name JOHAL
IFSC Code SBIN0050460
MICR Code 144002882
SWIFT Code N/A
Address VPO JOHALVIA KHUDA
City OIU
District JOHAL
State PUNJAB
Contact Number 255348

How to Use SBIN0050460 for Money Transfers

The IFSC code SBIN0050460 is specifically assigned to the JOHAL branch of State Bank of India located in OIU, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0050460 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0050460 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0050460 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India JOHAL Branch

The JOHAL branch of State Bank of India is situated in OIU, PUNJAB. The branch address is VPO JOHALVIA KHUDA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 255348. Always use the IFSC code SBIN0050460 when making any online fund transfer to an account held at this branch.

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