State Bank of India — BHATKAL Branch

BHATKAL, KARNATAKA

IFSC Code SBIN0040897
MICR Code 581002354

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name BHATKAL
IFSC Code SBIN0040897
MICR Code 581002354
SWIFT Code N/A
Address NO 1443 1 F 1ST FLOOR NEW ENGLISH SCHOOL ROAD NAIK CHANDRU CHAMBERS BHATKAL
City BHATKAL
District BHATKAL
State KARNATAKA
Contact Number +918385228022

How to Use SBIN0040897 for Money Transfers

The IFSC code SBIN0040897 is specifically assigned to the BHATKAL branch of State Bank of India located in BHATKAL, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0040897 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0040897 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0040897 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India BHATKAL Branch

The BHATKAL branch of State Bank of India is situated in BHATKAL, KARNATAKA. The branch address is NO 1443 1 F 1ST FLOOR NEW ENGLISH SCHOOL ROAD NAIK CHANDRU CHAMBERS BHATKAL. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918385228022. Always use the IFSC code SBIN0040897 when making any online fund transfer to an account held at this branch.

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