State Bank of India — KULAGERI CROSS Branch

BAGALKOT, KARNATAKA

IFSC Code SBIN0040409
MICR Code 587002113

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name KULAGERI CROSS
IFSC Code SBIN0040409
MICR Code 587002113
SWIFT Code N/A
Address KULAGERI CROSS,BAGALKOT,KARNATAKA,KULAGERI CROSS 587 155
City BAGALKOT
District KULAGERI CROSS
State KARNATAKA
Contact Number +918357236028

How to Use SBIN0040409 for Money Transfers

The IFSC code SBIN0040409 is specifically assigned to the KULAGERI CROSS branch of State Bank of India located in BAGALKOT, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0040409 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0040409 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0040409 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India KULAGERI CROSS Branch

The KULAGERI CROSS branch of State Bank of India is situated in BAGALKOT, KARNATAKA. The branch address is KULAGERI CROSS,BAGALKOT,KARNATAKA,KULAGERI CROSS 587 155. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918357236028. Always use the IFSC code SBIN0040409 when making any online fund transfer to an account held at this branch.

← View all State Bank of India branches