State Bank of India — BARODA Branch
VADODARA, GUJARAT
Available Services
Branch Details
| Bank Name | State Bank of India |
|---|---|
| Branch Name | BARODA |
| IFSC Code | SBIN0020431 |
| MICR Code | 390002109 |
| SWIFT Code | N/A |
| Address | SORMNNRDINSMILLSOBRODORVDODR |
| City | VADODARA |
| District | VADODARA |
| State | GUJARAT |
| Contact Number | +912652312768 |
How to Use SBIN0020431 for Money Transfers
The IFSC code SBIN0020431 is specifically assigned to the BARODA branch of State Bank of India located in VADODARA, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SBIN0020431 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0020431 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0020431 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About State Bank of India BARODA Branch
The BARODA branch of State Bank of India is situated in VADODARA, GUJARAT. The branch address is SORMNNRDINSMILLSOBRODORVDODR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912652312768. Always use the IFSC code SBIN0020431 when making any online fund transfer to an account held at this branch.
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