State Bank of India — MALIKAMPEEDIKA Branch

ERNAKULAM, KERALA

IFSC Code SBIN0018963
MICR Code 682002099

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name MALIKAMPEEDIKA
IFSC Code SBIN0018963
MICR Code 682002099
SWIFT Code N/A
Address VR COMPLEX, KOTTAPPURAM JN. ALANGAD, DIST. ERNAKULAM, KERALA-683511
City ERNAKULAM
District ERNAKULAM
State KERALA
Contact Number +919447250700

How to Use SBIN0018963 for Money Transfers

The IFSC code SBIN0018963 is specifically assigned to the MALIKAMPEEDIKA branch of State Bank of India located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0018963 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0018963 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0018963 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India MALIKAMPEEDIKA Branch

The MALIKAMPEEDIKA branch of State Bank of India is situated in ERNAKULAM, KERALA. The branch address is VR COMPLEX, KOTTAPPURAM JN. ALANGAD, DIST. ERNAKULAM, KERALA-683511. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919447250700. Always use the IFSC code SBIN0018963 when making any online fund transfer to an account held at this branch.

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