State Bank of India — LOT Branch

LAHAUL SAPITI, HIMACHAL PRADESH

IFSC Code SBIN0017045
MICR Code 175002053

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name LOT
IFSC Code SBIN0017045
MICR Code 175002053
SWIFT Code N/A
Address LOT, VILLAGE AND POST.LOT, DISTT.LAHAULSAPITI. HIMACHAL PRADESH 175132
City LAHAUL SAPITI
District LOT
State HIMACHAL PRADESH
Contact Number Not Available

How to Use SBIN0017045 for Money Transfers

The IFSC code SBIN0017045 is specifically assigned to the LOT branch of State Bank of India located in LAHAUL SAPITI, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0017045 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0017045 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0017045 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India LOT Branch

The LOT branch of State Bank of India is situated in LAHAUL SAPITI, HIMACHAL PRADESH. The branch address is LOT, VILLAGE AND POST.LOT, DISTT.LAHAULSAPITI. HIMACHAL PRADESH 175132. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0017045 when making any online fund transfer to an account held at this branch.

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