State Bank of India — MASARHI Branch

How to Use SBIN0016974 for Money Transfers

The IFSC code SBIN0016974 is specifically assigned to the MASARHI branch of State Bank of India located in PATNA, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0016974 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0016974 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0016974 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About State Bank of India MASARHI Branch

The MASARHI branch of State Bank of India is situated in PATNA, BIHAR. The branch address is IN THE HOUSE OF RAJIV SINGH S/O LATE AWADESH KUMAR SINGH, AT AND PO MASARHI, BLOCK FATWAH, DIST PATNA, BIHAR 803201 MOB 8578805212. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0016974 when making any online fund transfer to an account held at this branch.