State Bank of India — UNNICHIRA Branch

How to Use SBIN0016071 for Money Transfers

The IFSC code SBIN0016071 is specifically assigned to the UNNICHIRA branch of State Bank of India located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0016071 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0016071 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0016071 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About State Bank of India UNNICHIRA Branch

The UNNICHIRA branch of State Bank of India is situated in ERNAKULAM, KERALA. The branch address is 29/107,KALLUPURAKAL CENTRE,EDAPALLY POOKATTUPADY RD,UNICHIRA KOCHI, DIST ERNAKULAM, KERALA 682.033. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914842577611. Always use the IFSC code SBIN0016071 when making any online fund transfer to an account held at this branch.