State Bank of India — SPL.CHOWRINGHEE SME Branch

How to Use SBIN0015196 for Money Transfers

The IFSC code SBIN0015196 is specifically assigned to the SPL.CHOWRINGHEE SME branch of State Bank of India located in NORTH 24 PARAGANAS, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0015196 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0015196 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0015196 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About State Bank of India SPL.CHOWRINGHEE SME Branch

The SPL.CHOWRINGHEE SME branch of State Bank of India is situated in NORTH 24 PARAGANAS, WEST BENGAL. The branch address is 1, MIDDLETON STREET,JEEVANDEEP BUILDING, 5TH FLOOR,KOLKATA700071. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0015196 when making any online fund transfer to an account held at this branch.