State Bank of India — KUMARSWAMI LAYOUT Branch

How to Use SBIN0007631 for Money Transfers

The IFSC code SBIN0007631 is specifically assigned to the KUMARSWAMI LAYOUT branch of State Bank of India located in BANGALORE URBAN, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0007631 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0007631 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0007631 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About State Bank of India KUMARSWAMI LAYOUT Branch

The KUMARSWAMI LAYOUT branch of State Bank of India is situated in BANGALORE URBAN, KARNATAKA. The branch address is 1615,1ST STAGE,50 FEET ROAD KUMARASWAMY LAYOUT BANGALORE ,PIN - 560078. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0007631 when making any online fund transfer to an account held at this branch.