State Bank of India — NAINIKHUD Branch

CHAMBA, HIMACHAL PRADESH

IFSC Code SBIN0007303
MICR Code 176002931

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name NAINIKHUD
IFSC Code SBIN0007303
MICR Code 176002931
SWIFT Code N/A
Address DIST CHAMBA, H P 176301
City CHAMBA
District NAINIKHUD
State HIMACHAL PRADESH
Contact Number Not Available

How to Use SBIN0007303 for Money Transfers

The IFSC code SBIN0007303 is specifically assigned to the NAINIKHUD branch of State Bank of India located in CHAMBA, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0007303 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0007303 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0007303 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India NAINIKHUD Branch

The NAINIKHUD branch of State Bank of India is situated in CHAMBA, HIMACHAL PRADESH. The branch address is DIST CHAMBA, H P 176301. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0007303 when making any online fund transfer to an account held at this branch.

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