State Bank of India — DRASS Branch

KARGIL, JAMMU AND KASHMIR

IFSC Code SBIN0005885
MICR Code 194002241

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name DRASS
IFSC Code SBIN0005885
MICR Code 194002241
SWIFT Code N/A
Address DISTKARGIL JAMMU AND KASHMIR 194102
City KARGIL
District DRASS
State JAMMU AND KASHMIR
Contact Number Not Available

How to Use SBIN0005885 for Money Transfers

The IFSC code SBIN0005885 is specifically assigned to the DRASS branch of State Bank of India located in KARGIL, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0005885 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0005885 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0005885 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India DRASS Branch

The DRASS branch of State Bank of India is situated in KARGIL, JAMMU AND KASHMIR. The branch address is DISTKARGIL JAMMU AND KASHMIR 194102. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0005885 when making any online fund transfer to an account held at this branch.

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