State Bank of India — SMECCC, GUWAHATI Branch

KAMRUP, ASSAM

IFSC Code SBIN0005044
MICR Code 781002103

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name SMECCC, GUWAHATI
IFSC Code SBIN0005044
MICR Code 781002103
SWIFT Code N/A
Address DISTKAMRUP STATE ASSAM PIN781001
City KAMRUP
District GUWAHATI
State ASSAM
Contact Number Not Available

How to Use SBIN0005044 for Money Transfers

The IFSC code SBIN0005044 is specifically assigned to the SMECCC, GUWAHATI branch of State Bank of India located in KAMRUP, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0005044 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0005044 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0005044 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India SMECCC, GUWAHATI Branch

The SMECCC, GUWAHATI branch of State Bank of India is situated in KAMRUP, ASSAM. The branch address is DISTKAMRUP STATE ASSAM PIN781001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0005044 when making any online fund transfer to an account held at this branch.

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