State Bank of India — COMMERCIAL BRANCH, PANAJI Branch

How to Use SBIN0004212 for Money Transfers

The IFSC code SBIN0004212 is specifically assigned to the COMMERCIAL BRANCH, PANAJI branch of State Bank of India located in NORTH GOA, GOA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0004212 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0004212 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0004212 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About State Bank of India COMMERCIAL BRANCH, PANAJI Branch

The COMMERCIAL BRANCH, PANAJI branch of State Bank of India is situated in NORTH GOA, GOA. The branch address is SBI STAFF TRAINING CENTRE BLDGPATTO PLAZA, PANAJIPANAJI,, GOA ,PIN-403001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0004212 when making any online fund transfer to an account held at this branch.