State Bank of India — KAYAVAROHAN Branch

VADODARA, GUJARAT

IFSC Code SBIN0003964
MICR Code 391002518

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name KAYAVAROHAN
IFSC Code SBIN0003964
MICR Code 391002518
SWIFT Code N/A
Address DISTVADODARA GUJARAT 391220
City VADODARA
District KAYAVAROHAN
State GUJARAT
Contact Number +912663271303

How to Use SBIN0003964 for Money Transfers

The IFSC code SBIN0003964 is specifically assigned to the KAYAVAROHAN branch of State Bank of India located in VADODARA, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0003964 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0003964 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0003964 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India KAYAVAROHAN Branch

The KAYAVAROHAN branch of State Bank of India is situated in VADODARA, GUJARAT. The branch address is DISTVADODARA GUJARAT 391220. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912663271303. Always use the IFSC code SBIN0003964 when making any online fund transfer to an account held at this branch.

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