State Bank of India — JOURIAN Branch

JAMMU, JAMMU AND KASHMIR

IFSC Code SBIN0003261
MICR Code 181002021

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name JOURIAN
IFSC Code SBIN0003261
MICR Code 181002021
SWIFT Code N/A
Address DISTRICT JAMMU, JAMMU AND KASHMIR 181202
City JAMMU
District JAURIAN
State JAMMU AND KASHMIR
Contact Number Not Available

How to Use SBIN0003261 for Money Transfers

The IFSC code SBIN0003261 is specifically assigned to the JOURIAN branch of State Bank of India located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0003261 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0003261 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0003261 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India JOURIAN Branch

The JOURIAN branch of State Bank of India is situated in JAMMU, JAMMU AND KASHMIR. The branch address is DISTRICT JAMMU, JAMMU AND KASHMIR 181202. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0003261 when making any online fund transfer to an account held at this branch.

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