State Bank of India — KARNAH Branch

KUPWARA, JAMMU AND KASHMIR

IFSC Code SBIN0001391
MICR Code 193002261

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name KARNAH
IFSC Code SBIN0001391
MICR Code 193002261
SWIFT Code N/A
Address DISTKUPWARA, JAMMU NAD KASHMIR 193225
City KUPWARA
District TANGDAR
State JAMMU AND KASHMIR
Contact Number Not Available

How to Use SBIN0001391 for Money Transfers

The IFSC code SBIN0001391 is specifically assigned to the KARNAH branch of State Bank of India located in KUPWARA, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0001391 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0001391 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0001391 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India KARNAH Branch

The KARNAH branch of State Bank of India is situated in KUPWARA, JAMMU AND KASHMIR. The branch address is DISTKUPWARA, JAMMU NAD KASHMIR 193225. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0001391 when making any online fund transfer to an account held at this branch.

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