State Bank of India — KUMTA Branch

UTTARA KANNADA, KARNATAKA

IFSC Code SBIN0000865
MICR Code 581002652

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name KUMTA
IFSC Code SBIN0000865
MICR Code 581002652
SWIFT Code N/A
Address COURT ROAD KUMTA UTTAR KANNADA KARNATAKA 581343
City UTTARA KANNADA
District KUMTA
State KARNATAKA
Contact Number Not Available

How to Use SBIN0000865 for Money Transfers

The IFSC code SBIN0000865 is specifically assigned to the KUMTA branch of State Bank of India located in UTTARA KANNADA, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0000865 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0000865 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0000865 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India KUMTA Branch

The KUMTA branch of State Bank of India is situated in UTTARA KANNADA, KARNATAKA. The branch address is COURT ROAD KUMTA UTTAR KANNADA KARNATAKA 581343. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0000865 when making any online fund transfer to an account held at this branch.

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