RBL Bank — LUDHIANA Branch

LUDHIANA, PUNJAB

IFSC Code RATN0000203
MICR Code 141176002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name RBL Bank
Branch Name LUDHIANA
IFSC Code RATN0000203
MICR Code 141176002
SWIFT Code N/A
Address RBL BANK LIMITED SCO NO 18-19C CANAL COLONY GREEN PARK AVENUE PAKHOWAL ROAD LUDHIANA -141001
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +910221800123804

How to Use RATN0000203 for Money Transfers

The IFSC code RATN0000203 is specifically assigned to the LUDHIANA branch of RBL Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use RATN0000203 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use RATN0000203 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require RATN0000203 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About RBL Bank LUDHIANA Branch

The LUDHIANA branch of RBL Bank is situated in LUDHIANA, PUNJAB. The branch address is RBL BANK LIMITED SCO NO 18-19C CANAL COLONY GREEN PARK AVENUE PAKHOWAL ROAD LUDHIANA -141001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +910221800123804. Always use the IFSC code RATN0000203 when making any online fund transfer to an account held at this branch.

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