RBL Bank — GARIAHAT - KOLKATA Branch

How to Use RATN0000196 for Money Transfers

The IFSC code RATN0000196 is specifically assigned to the GARIAHAT - KOLKATA branch of RBL Bank located in KOLKATA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use RATN0000196 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use RATN0000196 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require RATN0000196 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About RBL Bank GARIAHAT - KOLKATA Branch

The GARIAHAT - KOLKATA branch of RBL Bank is situated in KOLKATA, WEST BENGAL. The branch address is RBL BANK LTD., 9/3A, GARIAHAT ROAD, GROUND FLOOR, KOLKATA - 700019.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912261156300. Always use the IFSC code RATN0000196 when making any online fund transfer to an account held at this branch.