Punjab National Bank — GHAGWAL Branch
JAMMU, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | Punjab National Bank |
|---|---|
| Branch Name | GHAGWAL |
| IFSC Code | PUNB0981200 |
| MICR Code | 180024044 |
| SWIFT Code | N/A |
| Address | PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141 |
| City | JAMMU |
| District | SAMBA |
| State | JAMMU AND KASHMIR |
| Contact Number | +919419535492 |
How to Use PUNB0981200 for Money Transfers
The IFSC code PUNB0981200 is specifically assigned to the GHAGWAL branch of Punjab National Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PUNB0981200 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0981200 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0981200 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab National Bank GHAGWAL Branch
The GHAGWAL branch of Punjab National Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919419535492. Always use the IFSC code PUNB0981200 when making any online fund transfer to an account held at this branch.
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