Punjab National Bank — BACHAT BHAWAN UNA Branch

How to Use PUNB0981000 for Money Transfers

The IFSC code PUNB0981000 is specifically assigned to the BACHAT BHAWAN UNA branch of Punjab National Bank located in UNA, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0981000 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0981000 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0981000 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab National Bank BACHAT BHAWAN UNA Branch

The BACHAT BHAWAN UNA branch of Punjab National Bank is situated in UNA, HIMACHAL PRADESH. The branch address is BACHAT BHAWAN UNA DIST UNA HP UNA HIMACHAL PRADESH 174303. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911975227431. Always use the IFSC code PUNB0981000 when making any online fund transfer to an account held at this branch.