Punjab National Bank — BANI, DIST KATHUA Branch

How to Use PUNB0971200 for Money Transfers

The IFSC code PUNB0971200 is specifically assigned to the BANI, DIST KATHUA branch of Punjab National Bank located in KATHUA, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0971200 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0971200 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0971200 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab National Bank BANI, DIST KATHUA Branch

The BANI, DIST KATHUA branch of Punjab National Bank is situated in KATHUA, JAMMU AND KASHMIR. The branch address is BANI, DIST KATHUA, JAMMU AND KASHMIR BANI JAMMU & KASHMIR 184206. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919796287000. Always use the IFSC code PUNB0971200 when making any online fund transfer to an account held at this branch.