Punjab National Bank — KHOUR Branch

JAMMU, JAMMU AND KASHMIR

IFSC Code PUNB0954200
MICR Code 180024047

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name KHOUR
IFSC Code PUNB0954200
MICR Code 180024047
SWIFT Code N/A
Address AKHNOOR JAMMU JK
City JAMMU
District AKHNOOR
State JAMMU AND KASHMIR
Contact Number +919596606611

How to Use PUNB0954200 for Money Transfers

The IFSC code PUNB0954200 is specifically assigned to the KHOUR branch of Punjab National Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0954200 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0954200 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0954200 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank KHOUR Branch

The KHOUR branch of Punjab National Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is AKHNOOR JAMMU JK. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919596606611. Always use the IFSC code PUNB0954200 when making any online fund transfer to an account held at this branch.

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