Punjab National Bank — BADGAM JAMMU Branch

BADGAM, JAMMU AND KASHMIR

IFSC Code PUNB0867400
MICR Code 191024001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name BADGAM JAMMU
IFSC Code PUNB0867400
MICR Code 191024001
SWIFT Code N/A
Address MAIN CHOWK BUDGAM JAMMU AND KASHMIR 191111
City BADGAM
District BADGAM
State JAMMU AND KASHMIR
Contact Number +919419002724

How to Use PUNB0867400 for Money Transfers

The IFSC code PUNB0867400 is specifically assigned to the BADGAM JAMMU branch of Punjab National Bank located in BADGAM, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0867400 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0867400 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0867400 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank BADGAM JAMMU Branch

The BADGAM JAMMU branch of Punjab National Bank is situated in BADGAM, JAMMU AND KASHMIR. The branch address is MAIN CHOWK BUDGAM JAMMU AND KASHMIR 191111. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919419002724. Always use the IFSC code PUNB0867400 when making any online fund transfer to an account held at this branch.

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