Punjab National Bank — PNB LOAN POINT - RAM - SRINAGAR Branch

SRINAGAR, J AND K, JAMMU AND KASHMIR

IFSC Code PUNB0803700
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name PNB LOAN POINT - RAM - SRINAGAR
IFSC Code PUNB0803700
MICR Code N/A
SWIFT Code N/A
Address SRINAGAR, J AND K
City SRINAGAR, J AND K
District SRINAGAR, J AND K
State JAMMU AND KASHMIR
Contact Number +911123765326

How to Use PUNB0803700 for Money Transfers

The IFSC code PUNB0803700 is specifically assigned to the PNB LOAN POINT - RAM - SRINAGAR branch of Punjab National Bank located in SRINAGAR, J AND K, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0803700 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0803700 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0803700 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank PNB LOAN POINT - RAM - SRINAGAR Branch

The PNB LOAN POINT - RAM - SRINAGAR branch of Punjab National Bank is situated in SRINAGAR, J AND K, JAMMU AND KASHMIR. The branch address is SRINAGAR, J AND K. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911123765326. Always use the IFSC code PUNB0803700 when making any online fund transfer to an account held at this branch.

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