Punjab National Bank — AYODHYA NAGAR BHOPAL Branch

ROAD BHOPAL, MADHYA PRADESH

IFSC Code PUNB0497100
MICR Code 462024013

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name AYODHYA NAGAR BHOPAL
IFSC Code PUNB0497100
MICR Code 462024013
SWIFT Code N/A
Address SAGAR AVENUE AYODHYA BYPASS
City ROAD BHOPAL
District BHOPAL
State MADHYA PRADESH
Contact Number Not Available

How to Use PUNB0497100 for Money Transfers

The IFSC code PUNB0497100 is specifically assigned to the AYODHYA NAGAR BHOPAL branch of Punjab National Bank located in ROAD BHOPAL, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0497100 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0497100 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0497100 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank AYODHYA NAGAR BHOPAL Branch

The AYODHYA NAGAR BHOPAL branch of Punjab National Bank is situated in ROAD BHOPAL, MADHYA PRADESH. The branch address is SAGAR AVENUE AYODHYA BYPASS. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0497100 when making any online fund transfer to an account held at this branch.

← View all Punjab National Bank branches