Punjab National Bank — SIBSAGAR ,ASSAM Branch

SIBSAGAR (ASSAM), ASSAM

IFSC Code PUNB0478400
MICR Code 785024202

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name SIBSAGAR ,ASSAM
IFSC Code PUNB0478400
MICR Code 785024202
SWIFT Code N/A
Address NR MARKET HCB ROAD
City SIBSAGAR (ASSAM)
District SIBSAGAR ,ASSAM
State ASSAM
Contact Number Not Available

How to Use PUNB0478400 for Money Transfers

The IFSC code PUNB0478400 is specifically assigned to the SIBSAGAR ,ASSAM branch of Punjab National Bank located in SIBSAGAR (ASSAM), ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0478400 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0478400 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0478400 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank SIBSAGAR ,ASSAM Branch

The SIBSAGAR ,ASSAM branch of Punjab National Bank is situated in SIBSAGAR (ASSAM), ASSAM. The branch address is NR MARKET HCB ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0478400 when making any online fund transfer to an account held at this branch.

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