Punjab National Bank — SURAT, DUMAS ROAD Branch

DUMAS ROAD, GUJARAT

IFSC Code PUNB0472900
MICR Code 395024011

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name SURAT, DUMAS ROAD
IFSC Code PUNB0472900
MICR Code 395024011
SWIFT Code N/A
Address U-20 TO U23 CITY LIGH COMPLEX, CITY LIGHT
City DUMAS ROAD
District SURAT
State GUJARAT
Contact Number Not Available

How to Use PUNB0472900 for Money Transfers

The IFSC code PUNB0472900 is specifically assigned to the SURAT, DUMAS ROAD branch of Punjab National Bank located in DUMAS ROAD, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0472900 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0472900 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0472900 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank SURAT, DUMAS ROAD Branch

The SURAT, DUMAS ROAD branch of Punjab National Bank is situated in DUMAS ROAD, GUJARAT. The branch address is U-20 TO U23 CITY LIGH COMPLEX, CITY LIGHT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0472900 when making any online fund transfer to an account held at this branch.

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