Punjab National Bank — OACHIRA Branch

EASTERN SIDE OF NH, OACHIRA, KERALA

IFSC Code PUNB0452800
MICR Code 690024252

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name OACHIRA
IFSC Code PUNB0452800
MICR Code 690024252
SWIFT Code N/A
Address GANDHI NIVAS, OPP TO UAE EXCHANGE
City EASTERN SIDE OF NH, OACHIRA
District OACHIRA
State KERALA
Contact Number Not Available

How to Use PUNB0452800 for Money Transfers

The IFSC code PUNB0452800 is specifically assigned to the OACHIRA branch of Punjab National Bank located in EASTERN SIDE OF NH, OACHIRA, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0452800 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0452800 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0452800 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank OACHIRA Branch

The OACHIRA branch of Punjab National Bank is situated in EASTERN SIDE OF NH, OACHIRA, KERALA. The branch address is GANDHI NIVAS, OPP TO UAE EXCHANGE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0452800 when making any online fund transfer to an account held at this branch.

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