Punjab National Bank — CHANNI HIMMAT ,JAMMU Branch

CHANNI HIMMAT JAMMU, JAMMU AND KASHMIR

IFSC Code PUNB0449400
MICR Code 180024021

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name CHANNI HIMMAT ,JAMMU
IFSC Code PUNB0449400
MICR Code 180024021
SWIFT Code N/A
Address 15/1 CHANNI HIMMAT JAMMU
City CHANNI HIMMAT JAMMU
District CHANNI HIMMAT JAMMU
State JAMMU AND KASHMIR
Contact Number Not Available

How to Use PUNB0449400 for Money Transfers

The IFSC code PUNB0449400 is specifically assigned to the CHANNI HIMMAT ,JAMMU branch of Punjab National Bank located in CHANNI HIMMAT JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0449400 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0449400 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0449400 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank CHANNI HIMMAT ,JAMMU Branch

The CHANNI HIMMAT ,JAMMU branch of Punjab National Bank is situated in CHANNI HIMMAT JAMMU, JAMMU AND KASHMIR. The branch address is 15/1 CHANNI HIMMAT JAMMU. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0449400 when making any online fund transfer to an account held at this branch.

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