Punjab National Bank — GANGTOK Branch

GANGTOK, SIKKIM

IFSC Code PUNB0406800
MICR Code 737024002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name GANGTOK
IFSC Code PUNB0406800
MICR Code 737024002
SWIFT Code N/A
Address GANGTOK
City GANGTOK
District GANGTOK
State SIKKIM
Contact Number Not Available

How to Use PUNB0406800 for Money Transfers

The IFSC code PUNB0406800 is specifically assigned to the GANGTOK branch of Punjab National Bank located in GANGTOK, SIKKIM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0406800 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0406800 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0406800 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank GANGTOK Branch

The GANGTOK branch of Punjab National Bank is situated in GANGTOK, SIKKIM. The branch address is GANGTOK. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0406800 when making any online fund transfer to an account held at this branch.

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