Punjab National Bank — KARNAL URBAN ESTATE SEC.- Branch

KARNAL, HARYANA

IFSC Code PUNB0400100
MICR Code 132024108

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name KARNAL URBAN ESTATE SEC.-
IFSC Code PUNB0400100
MICR Code 132024108
SWIFT Code N/A
Address SCF 42,MAIN MARKET
City KARNAL
District KARNAL
State HARYANA
Contact Number Not Available

How to Use PUNB0400100 for Money Transfers

The IFSC code PUNB0400100 is specifically assigned to the KARNAL URBAN ESTATE SEC.- branch of Punjab National Bank located in KARNAL, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0400100 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0400100 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0400100 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank KARNAL URBAN ESTATE SEC.- Branch

The KARNAL URBAN ESTATE SEC.- branch of Punjab National Bank is situated in KARNAL, HARYANA. The branch address is SCF 42,MAIN MARKET. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0400100 when making any online fund transfer to an account held at this branch.

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