Punjab National Bank — LUDHIANA OVERLOCK ROAD Branch
OPP CYCLE MARKET, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab National Bank |
|---|---|
| Branch Name | LUDHIANA OVERLOCK ROAD |
| IFSC Code | PUNB0346300 |
| MICR Code | 141024024 |
| SWIFT Code | N/A |
| Address | OVERLOCK ROAD |
| City | OPP CYCLE MARKET |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use PUNB0346300 for Money Transfers
The IFSC code PUNB0346300 is specifically assigned to the LUDHIANA OVERLOCK ROAD branch of Punjab National Bank located in OPP CYCLE MARKET, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PUNB0346300 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0346300 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0346300 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab National Bank LUDHIANA OVERLOCK ROAD Branch
The LUDHIANA OVERLOCK ROAD branch of Punjab National Bank is situated in OPP CYCLE MARKET, PUNJAB. The branch address is OVERLOCK ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0346300 when making any online fund transfer to an account held at this branch.
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