Punjab National Bank — SRINAGAR, ZADIBAL Branch

SRINAGAR, JAMMU AND KASHMIR

IFSC Code PUNB0312400
MICR Code 190024013

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name SRINAGAR, ZADIBAL
IFSC Code PUNB0312400
MICR Code 190024013
SWIFT Code N/A
Address ZADIBAL
City SRINAGAR
District SRINAGAR, ,JK
State JAMMU AND KASHMIR
Contact Number Not Available

How to Use PUNB0312400 for Money Transfers

The IFSC code PUNB0312400 is specifically assigned to the SRINAGAR, ZADIBAL branch of Punjab National Bank located in SRINAGAR, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0312400 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0312400 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0312400 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank SRINAGAR, ZADIBAL Branch

The SRINAGAR, ZADIBAL branch of Punjab National Bank is situated in SRINAGAR, JAMMU AND KASHMIR. The branch address is ZADIBAL. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0312400 when making any online fund transfer to an account held at this branch.

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