Punjab National Bank — SURAT, R A JUNCTION Branch

SURAT, GUJARAT

IFSC Code PUNB0310100
MICR Code 395024008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name SURAT, R A JUNCTION
IFSC Code PUNB0310100
MICR Code 395024008
SWIFT Code N/A
Address RANDAR ROAD, R A JUNCTION
City SURAT
District SURAT
State GUJARAT
Contact Number Not Available

How to Use PUNB0310100 for Money Transfers

The IFSC code PUNB0310100 is specifically assigned to the SURAT, R A JUNCTION branch of Punjab National Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0310100 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0310100 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0310100 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank SURAT, R A JUNCTION Branch

The SURAT, R A JUNCTION branch of Punjab National Bank is situated in SURAT, GUJARAT. The branch address is RANDAR ROAD, R A JUNCTION. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0310100 when making any online fund transfer to an account held at this branch.

← View all Punjab National Bank branches