Punjab National Bank — NAGGAR DT. KULLU - Branch

NAGGAR DISTT KULU, HIMACHAL PRADESH

IFSC Code PUNB0270500
MICR Code 175024009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name NAGGAR DT. KULLU -
IFSC Code PUNB0270500
MICR Code 175024009
SWIFT Code N/A
Address DT KULLU, HIMACHAL PRADESH -175130
City NAGGAR DISTT KULU
District NAGGAR DISTT KULU
State HIMACHAL PRADESH
Contact Number Not Available

How to Use PUNB0270500 for Money Transfers

The IFSC code PUNB0270500 is specifically assigned to the NAGGAR DT. KULLU - branch of Punjab National Bank located in NAGGAR DISTT KULU, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0270500 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0270500 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0270500 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank NAGGAR DT. KULLU - Branch

The NAGGAR DT. KULLU - branch of Punjab National Bank is situated in NAGGAR DISTT KULU, HIMACHAL PRADESH. The branch address is DT KULLU, HIMACHAL PRADESH -175130. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0270500 when making any online fund transfer to an account held at this branch.

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