Punjab National Bank — CHOWLGAM, DISTT. KULGAM ,JK Branch

How to Use PUNB0269700 for Money Transfers

The IFSC code PUNB0269700 is specifically assigned to the CHOWLGAM, DISTT. KULGAM ,JK branch of Punjab National Bank located in CHOWALGAM (JK), JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0269700 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0269700 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0269700 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab National Bank CHOWLGAM, DISTT. KULGAM ,JK Branch

The CHOWLGAM, DISTT. KULGAM ,JK branch of Punjab National Bank is situated in CHOWALGAM (JK), JAMMU AND KASHMIR. The branch address is CHOWALGAM DISTT - KULGAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0269700 when making any online fund transfer to an account held at this branch.