Punjab National Bank — BANKHANDI, DISTT. KANGRA ,HP Branch

How to Use PUNB0199000 for Money Transfers

The IFSC code PUNB0199000 is specifically assigned to the BANKHANDI, DISTT. KANGRA ,HP branch of Punjab National Bank located in BANKHANDI (DISTT KANGRA), HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0199000 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0199000 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0199000 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab National Bank BANKHANDI, DISTT. KANGRA ,HP Branch

The BANKHANDI, DISTT. KANGRA ,HP branch of Punjab National Bank is situated in BANKHANDI (DISTT KANGRA), HIMACHAL PRADESH. The branch address is VPO BANKHANDI, DEHRA, DIST KANGRA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0199000 when making any online fund transfer to an account held at this branch.