Punjab National Bank — UGU, DISTT. UNNAO ,UP Branch

UNNAO, UTTAR PRADESH

IFSC Code PUNB0189600
MICR Code 209024460

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name UGU, DISTT. UNNAO ,UP
IFSC Code PUNB0189600
MICR Code 209024460
SWIFT Code N/A
Address VILL. & PO. UGU, DISTT. UNNAO (UP)
City UNNAO
District UNNAO
State UTTAR PRADESH
Contact Number Not Available

How to Use PUNB0189600 for Money Transfers

The IFSC code PUNB0189600 is specifically assigned to the UGU, DISTT. UNNAO ,UP branch of Punjab National Bank located in UNNAO, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0189600 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0189600 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0189600 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank UGU, DISTT. UNNAO ,UP Branch

The UGU, DISTT. UNNAO ,UP branch of Punjab National Bank is situated in UNNAO, UTTAR PRADESH. The branch address is VILL. & PO. UGU, DISTT. UNNAO (UP). This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0189600 when making any online fund transfer to an account held at this branch.

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