Punjab National Bank — CHARTHAWAL,DISTT. MUZAFFER NAG Branch

How to Use PUNB0186410 for Money Transfers

The IFSC code PUNB0186410 is specifically assigned to the CHARTHAWAL,DISTT. MUZAFFER NAG branch of Punjab National Bank located in MUZAFFARNAGAR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0186410 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0186410 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0186410 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab National Bank CHARTHAWAL,DISTT. MUZAFFER NAG Branch

The CHARTHAWAL,DISTT. MUZAFFER NAG branch of Punjab National Bank is situated in MUZAFFARNAGAR, UTTAR PRADESH. The branch address is OPP. SBI, MAIN ROAD, VPO. CHARTHWAL, 251311. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911312462001. Always use the IFSC code PUNB0186410 when making any online fund transfer to an account held at this branch.