Punjab National Bank — RATNI, DISTT. JEHANABAD, BIHAR Branch

BIHAR, BIHAR

IFSC Code PUNB0163300
MICR Code 804024509

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name RATNI, DISTT. JEHANABAD, BIHAR
IFSC Code PUNB0163300
MICR Code 804024509
SWIFT Code N/A
Address POST KURTHA, DISTT. JEHANABAD
City BIHAR
District RATNI, DT JEHANABAD, BIHAR
State BIHAR
Contact Number Not Available

How to Use PUNB0163300 for Money Transfers

The IFSC code PUNB0163300 is specifically assigned to the RATNI, DISTT. JEHANABAD, BIHAR branch of Punjab National Bank located in BIHAR, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0163300 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0163300 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0163300 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank RATNI, DISTT. JEHANABAD, BIHAR Branch

The RATNI, DISTT. JEHANABAD, BIHAR branch of Punjab National Bank is situated in BIHAR, BIHAR. The branch address is POST KURTHA, DISTT. JEHANABAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0163300 when making any online fund transfer to an account held at this branch.

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