Punjab National Bank — OLD PADRA ROAD Branch

VADODARA, GUJARAT

IFSC Code PUNB0145420
MICR Code 392024021

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name OLD PADRA ROAD
IFSC Code PUNB0145420
MICR Code 392024021
SWIFT Code N/A
Address GR FL NO 2, SAVOY,63, HARI BHAKTI EXTEN
City VADODARA
District BARODA
State GUJARAT
Contact Number Not Available

How to Use PUNB0145420 for Money Transfers

The IFSC code PUNB0145420 is specifically assigned to the OLD PADRA ROAD branch of Punjab National Bank located in VADODARA, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0145420 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0145420 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0145420 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank OLD PADRA ROAD Branch

The OLD PADRA ROAD branch of Punjab National Bank is situated in VADODARA, GUJARAT. The branch address is GR FL NO 2, SAVOY,63, HARI BHAKTI EXTEN. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0145420 when making any online fund transfer to an account held at this branch.

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