Punjab National Bank — PAYAL DISTLUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab National Bank |
|---|---|
| Branch Name | PAYAL DISTLUDHIANA |
| IFSC Code | PUNB0145310 |
| MICR Code | 141024210 |
| SWIFT Code | N/A |
| Address | KADDON RD VPO PAYAL DIST LUDHIANA 141416 |
| City | LUDHIANA |
| District | PAYAL DIST LUDHIANA PUNJAB |
| State | PUNJAB |
| Contact Number | +911628244055 |
How to Use PUNB0145310 for Money Transfers
The IFSC code PUNB0145310 is specifically assigned to the PAYAL DISTLUDHIANA branch of Punjab National Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PUNB0145310 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0145310 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0145310 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab National Bank PAYAL DISTLUDHIANA Branch
The PAYAL DISTLUDHIANA branch of Punjab National Bank is situated in LUDHIANA, PUNJAB. The branch address is KADDON RD VPO PAYAL DIST LUDHIANA 141416. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911628244055. Always use the IFSC code PUNB0145310 when making any online fund transfer to an account held at this branch.
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