Punjab National Bank — KARIYAM Branch
SHAHID BHAGAT SINGH NAGAR, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab National Bank |
|---|---|
| Branch Name | KARIYAM |
| IFSC Code | PUNB0097610 |
| MICR Code | 144024317 |
| SWIFT Code | N/A |
| Address | LUDHIANA ROAD VPO KARIYAM 144514 |
| City | SHAHID BHAGAT SINGH NAGAR |
| District | KARIYAM |
| State | PUNJAB |
| Contact Number | +911823232874 |
How to Use PUNB0097610 for Money Transfers
The IFSC code PUNB0097610 is specifically assigned to the KARIYAM branch of Punjab National Bank located in SHAHID BHAGAT SINGH NAGAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PUNB0097610 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0097610 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0097610 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab National Bank KARIYAM Branch
The KARIYAM branch of Punjab National Bank is situated in SHAHID BHAGAT SINGH NAGAR, PUNJAB. The branch address is LUDHIANA ROAD VPO KARIYAM 144514. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911823232874. Always use the IFSC code PUNB0097610 when making any online fund transfer to an account held at this branch.
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