Punjab National Bank — PHAPHUND, AURAIYA ,UP Branch

PHAPHUND, AURAIYA (UP), UTTAR PRADESH

IFSC Code PUNB0049400
MICR Code 206024252

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name PHAPHUND, AURAIYA ,UP
IFSC Code PUNB0049400
MICR Code 206024252
SWIFT Code N/A
Address TALKIES ROAD
City PHAPHUND, AURAIYA (UP)
District AURAIYA
State UTTAR PRADESH
Contact Number Not Available

How to Use PUNB0049400 for Money Transfers

The IFSC code PUNB0049400 is specifically assigned to the PHAPHUND, AURAIYA ,UP branch of Punjab National Bank located in PHAPHUND, AURAIYA (UP), UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0049400 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0049400 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0049400 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank PHAPHUND, AURAIYA ,UP Branch

The PHAPHUND, AURAIYA ,UP branch of Punjab National Bank is situated in PHAPHUND, AURAIYA (UP), UTTAR PRADESH. The branch address is TALKIES ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0049400 when making any online fund transfer to an account held at this branch.

← View all Punjab National Bank branches