Punjab National Bank — NAUGAON Branch

MAHAMAYA NAGAR, UTTAR PRADESH

IFSC Code PUNB0046610
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name NAUGAON
IFSC Code PUNB0046610
MICR Code N/A
SWIFT Code N/A
Address VPO NAUGAON TEHSADABAD 281306
City MAHAMAYA NAGAR
District NAUGAON
State UTTAR PRADESH
Contact Number +915661289190

How to Use PUNB0046610 for Money Transfers

The IFSC code PUNB0046610 is specifically assigned to the NAUGAON branch of Punjab National Bank located in MAHAMAYA NAGAR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0046610 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0046610 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0046610 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank NAUGAON Branch

The NAUGAON branch of Punjab National Bank is situated in MAHAMAYA NAGAR, UTTAR PRADESH. The branch address is VPO NAUGAON TEHSADABAD 281306. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +915661289190. Always use the IFSC code PUNB0046610 when making any online fund transfer to an account held at this branch.

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