Punjab National Bank — PALAKKAD, BOC ROAD Branch

BOC ROAD, KERALA

IFSC Code PUNB0039200
MICR Code 678024002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab National Bank
Branch Name PALAKKAD, BOC ROAD
IFSC Code PUNB0039200
MICR Code 678024002
SWIFT Code N/A
Address PALAKKAD TRADE CENTRE
City BOC ROAD
District PALAKKAD
State KERALA
Contact Number Not Available

How to Use PUNB0039200 for Money Transfers

The IFSC code PUNB0039200 is specifically assigned to the PALAKKAD, BOC ROAD branch of Punjab National Bank located in BOC ROAD, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PUNB0039200 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0039200 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0039200 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab National Bank PALAKKAD, BOC ROAD Branch

The PALAKKAD, BOC ROAD branch of Punjab National Bank is situated in BOC ROAD, KERALA. The branch address is PALAKKAD TRADE CENTRE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0039200 when making any online fund transfer to an account held at this branch.

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